Chicago Financial Services, Inc. Privacy Notice
Facts
What Does Chicago Financial Services, Inc. do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully tounderstand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Account Balances
- Employment Information and Income
- Assets and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Chicago Financial Services, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Chicago Financial Services, Inc. Share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
does not provide and Opt_Out
For our marketing purposes – to offer our products and services to you
YES
NO
does not provide and Opt_Out
For joint marketing with other financial companies
NO
NO
does not provide and Opt_Out
For our affiliates’ everyday business purposes – information about your transactions and experiences
NO
NO
does not provide and Opt_Out
For our affiliates’ everyday business purposes – information about your creditworthiness
NO
NO
does not provide and Opt_Out
For nonaffiliates to market to you
NO
NO
does not provide and Opt_Out
Who We Are
Who is providing this notice?
Chicago Financial Services, Inc.
How does Chicago Financial Services, Inc. collection my personal information?
We collect your personal information, for example when you
- Apply for a loan
- Give us your employment history
- Give us your income information
- Give us your wage statements
- Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you’re the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non affiliates to market to you
State Laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial or nonfinancial companies.
Chicago Financial Services, Inc. has no affiliates
Nonaffiliates
Companies related by common ownership or control. They can be financial or nonfinancial companies.
For the purpose of originating First and Second Mortgages
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Chicago Financial Services, Inc. does not jointly market.
Other Important Information
California: Under California law, we will not share information we collect about you, unless the law allows. For example, we may share information to administer a transaction authorized by you or in connection with servicing or processing a financial product or service requested by you.